Terms of Use
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Use of Site
By accessing , viewing or otherwise using this website you agree to be subject to these terms and conditions. -
No Unlawful Offers
This site should not be regarded as an offer or solicitation to sell insurance products in any country to any person to whom it is unlawful to make such an invitation or solicitation in such country. -
Copyright
The contents of this site are protected by copyright and may be viewed for your personal use only. The copyright owner, QBE Insurance (International) Limited - Singapore Branch ("QBE") authorises you to only make true copies of any material published on this site solely for the purpose of informing you and your organisation of the products and services offered by QBE. No other use is authorised. All rights reserved. If you would like to use the material for another purpose, please contact:
info.sing@qbe.com
QBE and the chain link device are registered trademarks of QBE. Unauthorised use is prohibited. -
General Information Only
The information in this site provides a general guide only. Changes in circumstances may occur at any time and may impact on the accuracy or completeness of the information. QBE has taken reasonable care in producing this information. However, to the extent permitted by law, QBE does not warrant the accuracy, adequacy or completeness of the information.
By accessing this site, you agree that this general information cannot be relied on as a substitute for appropriate financial or professional advice tailored to your circumstances. -
Policy Details
This web site does not attempt to provide full details of all our policies (e.g. aspects of cover and exclusions or limitations that may apply). For full details, please read our policy wordings, which are available on request. Not all products are available in all markets. QBE reserves the right to amend coverage at the time of quotation. -
Disclaimers
To the extent permitted by law, QBE will not be liable to any person or organisation under any circumstances for any indirect, consequential, incidental or special damages arising in any way out of your use of this site. This includes, without limitation, liability for any act or omission in reliance on the information in this site or any linked third party site. Where QBE cannot exclude liability, to the extent permitted by law, our liability will be limited to resupply of the relevant service, goods or equivalent goods, the cost of resupplying the service, goods or equivalent goods or, in the case of goods, the cost of repairing the goods, at our option.
Due to the nature of the internet, transactions may be subject to interruption, transmission blackout, delayed transmission and incorrect data transmission. QBE is not liable for malfunctions in communication facilities not under its control that may affect the accuracy or timeliness of messages and transactions you send. -
Linked Sites
QBE is not responsible for the contents available on or the set-up of any other websites linked to this site. Access to and use of such other websites is at the users own risk and subject to any terms and conditions applicable to such access/use. By providing hyperlinks to other websites QBE shall not be deemed to endorse, recommend, approve, guarantee or introduce any third parties or other service/products they provide on their website, or have any form of co-operation with such third parties and websites. QBE is not a party to any contractual arrangements entered into between you and the provider of the external website unless otherwise expressly specified or agreed to by QBE. -
No Alteration
You agree not to transfer or attempt to transfer any material, viruses or code to this website that could cause damage or harm to the website or in any way impede the security of the website. You may not attempt to alter the website. -
No Representations or Warranties
We do not represent or warrant that the website will be available and meet your requirements, that access will not be interrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system. You have sole responsibility for adequate protection and back up of data and/or equipment and for undertaking reasonable and appropriate precautions to scan for computer viruses or other destructive properties. QBE makes no representations or warranties regarding the accuracy, functionality or performance of any third party software that may be used in connection with the website. -
Jurisdiction
You represent and warrant that when accessing this site you are a resident or otherwise located in Singapore. The access or use of this site is governed by the laws of Singapore and it is a condition of your access and use that you and QBE submit to the exclusive jurisdiction of the courts of Singapore in connection with this site. -
Variation and Termination
QBE reserves the right in its discretion to without prior warning or notice terminate this website's operation partially or totally, or restrict any party's use of or access to this website, or to change any information or material contained on this website and the terms and conditions under which this website is used. Any subsequent access to or use by you of the website will constitute an acceptance of those modifications. The limitations of liability, disclaimers and indemnities in these terms will survive any termination of access to the website. -
Indemnity
You agree to indemnify QBE and keep it indemnified against all actions, claims, costs, demands, damages or liability arising in any manner from a breach by you of these terms.